Here are ten steps you can follow to help improve your personalfinancial situation and inevitably save more money: . Pay Yourself WeeklyThis may seem a bit odd, but this is an excellent way to startbuilding a substantial savings. On a weekly basis, pay yourself- and immediately put it in a safe place. You can evenopen a special savings account where this weekly "payday" can byplaced to help minimize or eliminate impulsive spending. Thinkabout it this way, if you paid yourself a week, in two yearsyou’ll have accumulated not including interest!!! That’salmost from just putting aside every week! Takeadvantage of this money-saving opportunity. Simple, yet veryeffective. . Don’t ShopFor those of you that love to shop, you may find that this isone tip that could save you hundreds, maybe even thousands everyyear. Start using the "Need or Want" strategy. Before you spenda single dollar on anything, ask yourself, "Do I really NEEDthis item, or do …